Prepare. Qualify. Choose the Right Home from the MLS.
Stop renting. Start building real wealth through healthy borrowing and true homeownership.
$300K
Target Home Value
12 mo
Average Timeline
$15K
Saved Toward Home
4 Steps
Clear Pathway
Our free workshop covers four core pillars that set you up for sustainable homeownership.
Understand the financial system that affects your mortgage.
Learn which debts drain wealth and which build it.
Transparent qualification standards before you commit.
Your step-by-step plan to own from the MLS.
From financial prep to closing day — we guide you every step of the way.
Budget, savings, credit repair + Financial Freedom Assessment to know exactly where you stand.
Meet and maintain our standards with dedicated one-on-one coaching and accountability.
Shop the full MLS with our licensed broker in St. Charles County — your choice, your home.
Full support until you're mortgage-ready and holding the keys to your new home.
Upfront
$3,000
Enrollment fee that applies as option payment towards your new home.
Monthly
$1,000
That applies as option payment towards your new home.
12-Month Goal
$15K
5% contribution toward a
$300,000 home
All monthly payments are tracked and credited. 100% of your upfront Fee and $250 of each monthly payment applies as option payment towards your new home.
These standards mirror real lender requirements and maximize your chance of long-term success.
Verifiable, steady employment or self-employment income to support a mortgage payment.
Sufficient reserves for down payment, closing costs, and emergency fund post-purchase.
Excluding current home rental or mortgage costs — enough breathing room in your budget to comfortably carry a new mortgage payment.
Follow the plan, make timely payments, and stay engaged with your coach throughout the program.
These qualification thresholds aren't arbitrary — they mirror what real mortgage lenders require. Meeting them greatly increases your chance of a successful, sustainable homeownership journey.
Not quite there yet?
Our workshop will show you exactly how to get to these benchmarks. Attend for free and get a personalized roadmap.
Attend the Free Workshop →Understanding the difference between debt that destroys and debt that builds is the foundation of wealth.
Every mortgage payment builds equity in an asset that appreciates — instead of disappearing as rent into someone else's pocket.
+3.8%
Avg. annual home appreciation (US)
$0
Equity built from renting
40×
Homeowner net worth vs renter (avg)
By choosing homeownership over renting, members save significantly over time. We estimate the savings in just the first 10 years to be:
Estimated 10-Year Savings
$179,478
Homeownership is a proven wealth-building engine. Based on historical appreciation and principal paydown, homeownership is projected to provide the member:
Projected 10-Year Equity
$263,148
Take the first step toward owning your home. Join a free workshop or enroll today with our limited-time discount.
Exclusive Attendee Offer
We have something exciting reserved exclusively for those who attend in person. This offer is not available anywhere else — only for participants who show up.
Limited Time — Available at the Event Only
Reserve your spot below and discover the offer when you arrive.
3-Day Full Refund
Change your mind within 3 days for a complete refund.
Financial Review Refund
Possible refund after your personal financial review.
Program Extension
Once you move into your home, and as long as you successfully follow our credit guidelines, we will extend your lease up to one additional year — with no increase in rent or home purchase price — to ensure you can successfully purchase your home.
St. Charles, Missouri
info@choicehome.net
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